Sabtu, 24 Mac 2012

Suara Sri Andalas

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Suara Sri Andalas

PBT Selangor Yang Terbaik - Sistem Star Rating

Posted: 24 Mar 2012 02:00 AM PDT

SHAH ALAM, 24 Mac: Negeri Selangor mendahului negeri-negeri lain di Malaysia apabila dua majlis bandaraya dan enam majlis perbandaran mendapat empat bintang dalam "Sistem Star Rating" bagi Pihak Berkuasa Tempatan pada 2010/2011.

Majlis bandaraya dan majlis perbandaran di Negeri Selangor yang mendapat empat bintang ialah  Majlis Bandaraya Shah Alam (MBSA), Majlis Bandaraya Petaling Jaya (MBPJ), Majlis Perbandaran Klang (MPK), Majlis Perbandaran Selayang (MPS), Majlis Perbandaran Ampang Jaya (MPAJ), Majlis Perbandaran Kajang (MPKj), Majlis Perbandaran Sepang (MPSp) dan Majlis Perbandaran Subang Jaya (MPSJ).

Manakala empat majlis daerah di Selangor mendapat taraf tiga bintang iaitu Majlis Daerah Kuala Selangor (MDKS), Majlis Daerah Kuala Langat (MDKL), Majlis Daerah Sabak Bernam (MDSB) dan Majlis Daerah Hulu Selangor (MDHS).

Keputusan ini satu peningkatan drastik dan memberangsangkan bagi kerajaan negeri dan pihak berkuasa tempatan di Negeri Selangor.

Ia juga membuktikan kerjasama baik antara kerajaan negeri dan pihak berkuasa tempatan dalam usaha meningkatkan perkhidmatan kepada rakyat.

Sehingga kini difahamkan Kementerian yang berkenaan tidak mahu mengisytiharkan keputusan ini ekoran kejayaan utama negeri-negeri di bawah Pakatan Rakyat khasnya Selangor.

Kejayaan dicapai Selangor ini berlaku ketika media BN terus-terusan memburuk-burukkan kerajaan negeri Selangor dalam media mereka.

"Saya mengucapkan tahniah kepada semua Dato' Bandar dan Yang di-Pertua (YDP) pihak berkuasa tempatan serta pegawai mereka dan berharap mereka akan terus berusaha bagi memastikan penyampaian perkhidmatan berjalan dengan baik," kata Menteri Besar Selangor, Tan Sri Khalid Ibrahim.

Sebanyak 354 indikator digunakan dalam Sistem Star Rating bagi Pihak Berkuasa Tempatan  berdasarkan 4 bidang utama iaitu pengurusan, perkhidmatan-perkhidmatan teras, pengurusan pelanggan dan penyertaan komuniti.

Sistem ini – yang bermula pada 2008 atas saranan Kementerian Perumahan dan Kerajaan Tempatan – juga menggunakan borang soal selidik daripada responden yang terdiri daripada penduduk (70%), peniaga (20%) dan NGO (10%).

Sistem Star Rating bagi Pihak Berkuasa Tempatan bagi tahun 2010/2011 ini, tiada satu pun pihak berkuasa tempatan di Malaysia yang berjaya mendapat taraf 5 bintang.

Sumber: Harakahdaily

Anwar Ibrahim

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Anwar Ibrahim

Umno Has Turned The EPF Into Its Private Cookie Jar

Posted: 24 Mar 2012 11:50 AM PDT

Malaysia Chronicle

The Employees Provident Fund (EPF) is one of the largest savings funds in the world which has accumulated more than RM 440.52 billion in 2011. And this represents the life savings of about 12 million Malaysians. Of course money kept under the pillow would not generate more income. It has to be invested prudently. The issue now is has the EPF under UMNO-led government invested the hard-earned savings of Malaysians judiciously. Until 2011 the government has already used 60 per cent of the people’s savings on various loans and investments.

The 12 million EPF contributors are not somewhat contented with the government. Many EPF contributors surveyed across the nation have the perception that they have been taken for a ride by the government. Their life-long savings is not giving them good returns. "The government is taking big loans from the EPF. Could this be the reason why the EPF is now getting employers to increase their mandatory contributions from 12% to 13%?" asked a 50-year-old single mother attached to a government-linked company (GLC).

Government still owed the EPF RM240 billion

On 23 June 2011, the EPF said that 60 per cent of its funds have been lent to or borrowed by the Malaysian government. As at Dec 2010 the government still owed the EPF about RM240 billion. In other words, the UMNO-led government has already spent or used 60 per cent of all the savings. The fact is it does not really have a good track record of how to manage the economy sensibly. 2012 will spot the 15th year of budget deficit by the Federal government with no sign of financial intelligences.

If money lent to the government is used for profitable business they are wondering why the dividend to the EPF contributors is so low – hovering around 4 to 5% before 2011. "They are paying us a paltry dividend. We are bearing the burden of diminishing returns," said a senior clerk attached to a chemical industry in Kemaman. "The paltry dividend only indicates that the EPF money is not invested in rewarding business but those with links to UMNO," she added.

"Even the latest 6% dividend came as no surprise to the contributors. This is a one-off affair that only happens when UMNO is facing a general election. All figures will normally go up during this time – dividends for PNB unit trusts (more than 7 per cent including bonus), Tabung Haji (6 per cent) and so on," she reproved.

High-risk – no-return investments

The EPF contributors are now worried that their money has gone into high-risk – no-return investments. The Auditor-General's Report 2010 indicated that the EPF had approved loans worth an astounding RM55.1 billion not backed by government guarantees. The 13 debtors however were not named. The Auditor-General's Report 2010 also found only one of the 13 debtors was qualified to obtain a loan without such a guarantee. That particular debtor was extended credit worth RM21.3 billion.

This form of lending must have obviously side-stepped good practices and apposite financial procedures. It also reflects on the lack of transparency and accountability on the government part.

"They are gambling with the people’s life savings for their retirement and old age. Things are never transparent and we don't actually know what's happening to our savings. A lot of things are hidden from us. What are the trade unions doing? The board of directors and the ministry of Finance?" chided a 43 year-old senior manager with a manufacturing company.

Instead of issuing bonds that has a better liquidity the borrowers find a short-cut to put their hands into the EPF's till. These are usually borrowers who cannot secure loans from the banks or from any international sources. Taking a huge loan from the EPF – usually with a very low interest rate – is one sure way of getting their business going regardless of its competitiveness. On this basis too the government is indebted to help if these companies fail in their business;

There will be massive financial implications to the country’s economy and the EPF when these companies were to default on their payments or go bankrupt. However, the EPF can give cheaper loans than commercial banks to GLCs and crony companies to save them from bankruptcy and in some cases make big profits from the people's hard-earned contributions.

"This is not money that belongs to the state. It’s the people’s pension fund. But it is being used and abused for chiefly political purposes," said a lecturer in a local private university.

How they can pay dividends

It is interesting to find out how the EPF can pay dividends of 4 to 5% when their returns from their huge loans are usually not more than 2 to 3%? They are practically not making much money out of these investments when the interests are charged at these figures. And when it comes to paying dividends this does not come from business profits but they have to sell some of their interests in the listed companies, or else nothing much could be paid to the workers.

"Or else how can the government pay a dividend of + or – 5 % when banks' FD rates are less than 3.5%, some trust funds are losing money, some GLC’s are also doing badly?" chided another 39-year-old bank executive

In other words, the EPF is actually not doing any viable business but assisting the government to help some UMNO-linked companies and the GLCs. When these businesses fail the government has again to bail them out and money from the EPF, among other sources, is used.

"The Employees Provident Fund (EPF) sold a whopping RM441.09mil worth of Malaysia-listed equities on March 7 alone, in line with its trend of active disposals over the last two weeks." reported a local daily.

"Bursa Malaysia filings showed that on March 7, the EPF along with its portfolio managers dumped a total 83.68 million shares on the open market, substantially more than the 7.4 million shares it had acquired the same day. The number of shares disposed of represents almost half the total volume traded that day, which stood at 173.14 million shares. Fund managers reckon that the fund was merely taking profit."

To the economists, the EPF needs the money to pay the "feel-good" pre-election dividend of 6% to the contributors.

Controversial NFCorp

Unlike dealing with commercial banks dealing with the government or the EPF which is under government control the interests incurred would normally be around 2% or less for any loans given out. Take for instance the controversial NFCorp . It was given a soft loan of RM250 million from the government with only 2% interest rate and a five-year grace period before repayment. Even earning from this amount is quite controversial as in many cases they end up as non-performing loans and when payment is defaulted the lender will be in trouble. But in most cases the government will step in to bail the failed companies by using taxpayers' money, the EPF or Petronas dollars.

"Being an EPF contributor, I am not surprised. The EPF has been giving an average 4 to 5 % return over the past 10 years. Now we know with facts why they are giving only such low rate of return. Take in the unofficial inflation rate of 4%, this makes our real return at only 1 % or nil," quipped a 54 year-old-worker in a private firm.

Rightfully, workers should not be happy with 5% per cent dividends in this context. All savings will have to take into consideration of depreciated value of their savings due to inflation.

"Just imagine if the EPF welcomes the extension of retirement age to 60 then that contributors cannot withdraw their savings for another five years. This will only benefit the government more," said a 43 year-old lady executive with a local bank.

RM6.5 billion loan to Felda

RM6.5 billion loan was taken by Federal Land Development Authority (Felda) from the Employees Provident Fund (EPF). It seems the EPF statement had stated that the company regarded the loan as an investment that could contribute to a "better dividend achievement" for its contributors. But if Felda, as claimed by the government is in sound financial shape why the RM6.5 billion loan from the EPF? Why not from the banks or other international lenders? Of course these lenders would look into Felda's risk rating and the interest rate will be higher. It cannot be a meagre 2% interest. Thus using the EPF money will be the most convenient for the government to avoid all these hassles.

Beyond that, if Felda has a healthy bank balance or cash reserves and claims to have assets worth more than RM19 billion why must it bother to take a huge loan from the EPF? And is the government transparent on all transactions involving the EPF – the amount of loans taken, who are those given the loans, their credentials and the profit and the loss incurred thus far? A senior manager of a company has this to say, "the EPF has not been transparent in its dealings, especially pertaining to its investments and “unrealised losses”.

Government debt stands at 53%

Government’s borrowing is not risk free. If the government borrows disproportionately in relation to its GDP and without exercising judiciousness on the projects it is financing, the long-term implication can be disastrous. The country's federal debt level reached RM456 billion at the end of 2011, which is a discernible 88.4 per cent increase from the RM242 billion in 2006. This debt level will further increase with more borrowings to develop more projects.

The Constitution of Malaysia caps government debt at 55 per cent of GDP. As of 30 June 2011, government debt stands at 53 per cent but this figure only includes government borrowing, not public borrowing. When both government and public borrowings are encompassed the figure may surpass far more than the 55 per cent cap. Seemingly when it touches 55 per cent, the BN government will officially be in crisis and the Constitution may need to be changed to increase borrowing or possibly it will require a bailout. But with all the uncertainties in the world economies, with less prudent financial management the Malaysian economy can crumble at any time due to this "financial crunch".

Unlike developed countries with strong fundamentals like the US, where debts and spending go more than savings a small country like Malaysia cannot sustain the pressure of a 'financial crunch". Foreigners will lose confidence in the Malaysian economy like what has happened to Greece. Printing more money will not resolve the problem as high inflation will set in and money will lose its value. This will affect local and international businesses.

It’s when rating agencies such as S&P’s or Moody downgrade Malaysia’s sovereign rating by 2 or 3 points will indicate the country has exceeded the limit. And this will cause an abrupt plunge of the ringgit. That’s what has happened to Greece where the government had to write off 50 per cent of their outstanding government loans. And if this happens to Malaysia, the EPF will be asked to take a 50 per cent cut of outstanding debt owed by the government. More than half of savers' EPF money will be lost and the UMNO-led government would then plead to the people to remain patient and be patriotic. And after more than 30 to 40 years of working hard worker's EPF savings would shrink. Dividends paid will totally diminish and even the money saved will become half the value. Printing more money is not going to help.

Refused to grant the funding

Venturing into any non-profitable housing scheme will undermine the interests of the EPF because the buyers will not be able to or will not repay the loan. The government has the SPNB (Syarikat Perumahan Negara Bhd) that was initiated in1997 to provide for affordable homes to the poor. Now comes PR1MA (Perumahan Rakyat 1Malaysia), which is supposed to be for 20 000 house buyers in one precinct under an UMNO leader using the EPF money.

The use of RM1.5bil from the EPF in a scheme offering home loans to those who cannot qualify for bank financing will be disadvantageous to the EPF contributors. The government is not safeguarding the EPF's interests again, as this deal cannot ensure secure financial returns for the EPF. But this is not UMNO's concern. UMNO is more interested in politics and its own survival in the next GE.

There is a big risk in this scheme, as the three banks approached by the government had refused to grant the funding to these 20,000 house buyers. Why must the government involve the EPF then? If the government wants to hold the responsibility of any default, then rightfully the government should be involved directly to finance this scheme. This is the right way to safeguard the interests of the EPF.

The EPF is not UMNO's cookie jar. The money belongs to the workers and should not be used to achieve a political goal. If this is a charity program as claimed by UMNO then it is the onus of the government to support such a project on its own.

Not be used as a cash cow

Billions of ringgit from The Employees’ Provident Fund (EPF) today has been used to rescue failing companies listed on the Malaysian stock Exchange. Although the EPF is one of the biggest pension funds in the world, the workers feel that it should not be used as a cash cow to bail out financially troubled Government agencies or companies. "The workers must not be left in the dark. Every decision made by the EPF must be above board. If they can prove that after investing the money in a proper way, they still cannot get good returns, that is fine, we can accept it," commented a senior bank manager.

But taking the EPF funds for political reasons, to bail out failing companies or to lend the money out to UMNO crony companies is undeserved. This becomes a political agenda and not business. UMNO-BN cronies and their patron political select are actually feathering their own nests to the impairment of national interests and the rightful owners of that pension fund.

Ramli: My Men Disappointed With Tribunal Rejection

Posted: 24 Mar 2012 11:29 AM PDT


As the police force celebrates its 205th anniversary today, the sadness felt by a senior police officer and his men was strongly felt when Prime Minister Najib Abdul Razak last night rejected their calls for a tribunal to probe attorney-general Abdul Gani Patail and former IGP Musa Hassan.

The group of police officers had their rank, promotion, and wages suspended after they were allegedly wrongly charged over an investigation that then Deputy Internal Security Minister Johari Baharum had ordered, on directions of the cabinet.

They had ended up being implicated in the investigation, that was meant to curb the illegal loanshark and syndicate menace that unfortunately is still plaguing Johor today.

As a result of being charged with fabrication, these police officers have had difficulty making ends meet; some had to secretly moonlight as taxi drivers at night just to earn enough to support their families, as their wages had been suspended by half.

Following Najib's rejection for a tribunal yesterday, former Commercial Crime Investigation Department director Ramli Yusuff (right) told Malaysiakini in an immediate response that henceforth, the police force, and possibly the army too, will work in constant fear knowing that certain quarters are being protected by powerful individuals.

"The police and the army are supposed to be neutral and take care of the security of the country without fear or favour. They will now think twice about making a decision or using their discretion, even though the orders come from the higher-ups,” said the former top cop.

"Why should they follow their bosses' instructions if they are going to end up being charged for abuse, or in this instance for fabrication?

"This stigma will affect enforcement agencies. My boys and I have spent quite a lot to clear our names. Some have to drive a taxi at night (discreetly) in order to make ends meet," he said.

‘All of us cleared of all charges’

Ramli lamented that no one had lifted a finger to help them, not even the government.

"My pension and my gratuity is still being withheld since 2008. At this age, I still have to work hard,” said Ramli, who has just turned 60.

"All of us had been cleared of all the charges against us without our defence being called. I was acquitted and discharged by nine different judges.

"The charges were trumped-up, and there was no basis for them to charge my boys and I," he told Malaysiakini almost in tears.

Six of Ramli's men were charged by the Anti-Corruption Agency (ACA) for fabricating evidence in 2007.

Ramli who was once labelled the RM27 million cop, faced several charges by the ACA in Sabah and Kuala Lumpur that same year.

Besides Ramli, then army general Brig-Gen (Rtd) Mohamad Yasin Yahya, who was allegedly taken by Ramli on a Royal Malaysian Police Cessna Caravan aircraft for a aerial surveillance of two lots of land in Ulu Tungku, Lahad Datu, Sabah, had to face a perjury charge in the Sabah trial but he was later acquitted.

During the judgment in Ramli’s Sabah case for alleged abuse of power, the Sessions judge rejected Musa’s testimony as untrustworthy.

My officers have suffered

Ramli had been acquitted of all charges by the Court of Appeal without his defence being called.

"From the beginning, I have said I have been fixed and since then, I have been cleared by all the courts in the country from the Sessions Court, the High Court and the Court of Appeal.

"If Abdul Gani and Musa (right) face what I had faced in court or in a tribunal, can they confidently say they can be equally cleared?

“Is it because there is no guarantee they will be cleared that that is why the system (tribunal) is being circumvented?” he asked.

Ramli said following his men being charged, he had also helped support them financially and get them lawyers to defend themselves.

He said it was on his conscience that his officers had to suffer over his instructions to tackle the crime syndicates.

"I want to show that we are responsible officers protecting their junior officers.

“One day, it may happen that a general cannot control his subordinates and this would create a situation of a general without an army, because the chain of command is not being followed.

“The present IGP (Ismail Omar), DIGP (Khalid Abu Bakar) and most of the directors had worked with me before, and they know my style (of leadership)," he said.

Why Najib’s reluctance?

It has been reported that during the course of the investigation into the syndicates, Ramli had stumbled upon the alleged involvement of his boss, then IGP Musa, with underworld kingpin Goh Cheng Poh or Tengku Goh.

Questions remain as to why the police task force headed by Ramli was subsquently suspended and its members charged, while Musa and deputy internal security minister Johari were cleared.

During the course of Tengku Goh’s habeas corpus application, the attorney-general did not defend Ramli and his men, including Johari. The latter group had to seek a lawyer’s service to draft the necessary affidavits in reply.

Najib (left in photo) had yesterday rejected the call for a tribunal, saying there was insufficient evidence in the matter.

Questions remain regarding Najib’s decision, especially when both Abdul Gani and Musa are faced with such serious allegations.

Perhaps former Kuala Lumpur CID (Criminal Investigation Department) chief Mat Zain Ibrahim, who is another individual willing to testify over Abdul Gani and Musa’s alleged misconduct, hit the nail on the head.

He said Najib’s answer was expected as the PM does not want a tribunal lest other information held by the two former top cops be exposed in the process.

LIVE STREAMING :Eksklusif TVRI Fokus Internasional YB Dato’ Seri Anwar Ibrahim 10.30 Malam Ini

Posted: 23 Mar 2012 08:45 PM PDT

TVRI stesen  rasmi Republik Indonesia akan menyiarkan rakaman wawancara khas bersama Dato Seri Anwar Ibrahim  jam 10:30 malam ini. Program yang bertajuk ‘fokus Internasoinal‘ ini memberi penekanan kepada buku yang pernah ditulis oleh beliau pada tahun 1996 berjudul “Gelombang Kebangkitan Asia”.



Klik untuk menyaksikan siaran di link ini: TVRI NASIONAL

Wee Choo Keong

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Wee Choo Keong

AJ & Rashdan: “What Costing cutting?” Part 4 – Rashdan abused of Power

Posted: 24 Mar 2012 08:21 AM PDT

Tan Sri Azman Mokhtar (Amok)'s crony and ex-business partner in BinaFikir Sdn Bhd, En Mohammed Rashdan Yusof aka Danny (Rashdan), has no respect for company long established policies and the MAS Fist Class passengers, who are paying top Ringgit for their travel time. What do you expect from the clueless Amok's crony, Rashdan, who has [...]

Anak Muda Kampung Nak Senang

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Anak Muda Kampung Nak Senang

Anggota polis wanita ditahan kes kejadian tembak ala gengster

Posted: 23 Mar 2012 09:05 PM PDT

24 Mac 2012 - KOTA BHARU: Seorang anggota polis wanita yang kini digantung tugas kerana kes khalwat ditahan beberapa jam selepas kejadian tembak ala gengster di lampu isyarat di hadapan Hospital Universiti Sains Malaysia (HUSM), di sini semalam.

Ketua Polis Kelantan, Datuk Jalaluddin Abdul Rahman berkata, wanita berusia 36 tahun itu ditahan untuk membantu siasatan ketika polis menyerbu sebuah rumah di Kampung Seterpa, Peringat, di sini, selepas menerima maklumat berkaitan sebuah kereta jenis Satria Neo digunakan suspek yang melepaskan tembakan. Katanya, suspek wanita itu dibawa ke Balai Polis Binjai, di sini, untuk disoal siasat.

"Sejurus menerima maklumat kejadian itu (kejadian tembak), kita menyerbu sebuah rumah di Kampung Seterpa, Peringat. Seorang wanita yang juga anggota polis yang kini digantung tugas kerana kes khalwat ditahan ketika berada di hadapan rumah itu.

"Polis menemui satu motosikal jenis Yamaha 125Z berwarna hitam dipercayai digunakan suspek dalam kejadian itu. Dua suspek lelaki melarikan diri dengan Perodua Kenari milik wanita itu ke Gunung Bachok," katanya.

Sham Kamikaze di Gemencheh, N.Sembilan 5 Apr 2012

Posted: 23 Mar 2012 09:04 PM PDT


Bersama Sham KAMIKAZE

Tarikh : 5 April 2012, Khamis

Masa : 9 mlm

Tempat : Bidin Kraf, No 105, Peringkat 4, Felda Bukit Rokan, Gemencheh, N.Sembilan

Hubungi ; Nor Iskandar 019-2223231 , Isa 019-2169249

Ceramah dan Dialog DUN Gemencheh 3 Apr 2012

Posted: 23 Mar 2012 09:03 PM PDT


Tempat Dialog : Bilik Gerakan PAS, Felda Bukit Rokan Utara, Gemencheh, N.Sembilan

Tarikh/Masa : 3 Apr 2012, Selasa , 5 ptg

Bersama : Mazlan Aliman dan Ustaz Zakaria Khalim

Tempat Ceramah : Felda Bukit Jalor, Gemencheh, N.Sembilan

Tarikh/Masa : 3 Apr 2012, Selasa , 8 mlm

Bersama : Mazlan Aliman dan Ustaz Zakaria Khalim


Angkatan Muda